Checking

Checking Products

Bank of Iberia has a variety of checking account options to fit your lifestyle. Please contact the bank and let one of our friendly account representatives help you decide which account is right for you.


IBank Club Account1

  • Minimum deposit to open the account: $25.00
  • Monthly service charge: $8.00
  • Statement type: A monthly statement will be provided with check images
  • Benefits:
    • 450 personalized club checks printed at no charge per year
    • Unlimited image check processing
    • Free Notary Service
    • Free Cashier Checks (limit 5 per month)
    • Free Personal Money Orders (limit 5 per month)
    • First Debit/ATM card free per account holder
    • First year free on any size safe deposit box
    • $100.00 credit on home loan closing
  • Balance+: Beginning 30 days after account opening, the Bank may pay overdrafts for me up to $500.00, if the account is maintained in good standing as defined in our Balance+ Overdraft Privilege Policy

Classic First Club1

Checking account for customers over the age of 55 that includes special customer services.

  • Requirements: Must be 55 years of age, and maintain the account as agreed
  • Minimum deposit to open the account: $25
  • Minimum monthly balance required to earn annual percentage yield: $500.00
  • Statement type: A monthly statement will be provided with check images
  • Benefits:
    • Personalized club checks printed at no charge
    • Unlimited image check processing
    • Free Notary Service
    • Free Personal Money Orders
    • First Debit/ATM card free per accountholder
    • Free small safe deposit box
  • Balance+: Beginning 30 days after account opening, the Bank may pay overdrafts for me up to $500.00, if the account is maintained in good standing as defined in our Balance+ Overdraft Privilege Policy

Regular Checking

Checking account with unlimited transactions and no per-check charges.

  • Minimum deposit to open the account: $25.00
  • Minimum monthly balance to avoid a monthly service charge: $500.00
  • Monthly balances and service charges: $499.99 or less $6.00
  • Transaction limitations: None
  • Statement type: A monthly statement will be provided with check images
  • Balance+: Beginning 30 days after account opening, the Bank may pay overdrafts for me up to $500.00, if the account is maintained in good standing as defined in our Balance+ Overdraft Privilege Policy
  • To avoid a service charge for the statement period I must maintain a minimum balance of $500. If I open this account with less than $500 I will be subject to an immediate minimum balance fee

Free Checking

  • Minimum deposit to open the account: $25.00
  • Minimum monthly balance to avoid a monthly service charge: none required
  • Transaction limitations: None
  • Statement type: A monthly statement will be provided without check images
  • Balance+: Beginning 30 days after account opening, the Bank may pay overdrafts for me up to $300.00, if the account is maintained in good standing as defined in our Balance+ Overdraft Privilege Policy

NOW Accounts1

Checking account that offers competitive interest rates.

  • Minimum deposit to open the account: $1,500.00
  • Minimum monthly balance to avoid a monthly service charge: $1,000.00
  • Minimum monthly balance required to earn annual percentage yield: $1,500.00
  • Monthly maintenance fee: 2.50
  • Per check charge: $0.25
  • Monthly balances and service charges: $999.99 or less $5.00
  • Statement type: A monthly statement will be provided with check images

Balance Plus

For all qualifying accounts this is an overdraft privilege designed for a rainy day. If you need to overdraw you account, we've got you covered up to $500. All you have to do is pay our normal NSF charge for each check you overdraw and bring you account to a positive balance within 30 days.


Regular (Non-Interest Bearing) Business Checking Account

  • Minimum deposit to open the account: $25.00
  • Monthly service charge: $6.00. To avoid a service charge for the statement period I must maintain a minimum balance of $500. If I open this account with less than $500 I will be subject to an immediate minimum balance fee
  • Separate Fee Schedule: See the accompanying fee schedule for fees that may be assessed to my account
  • Limits on Transactions: There are no limits on the number of transactions or limits on transaction amounts
  • Regulation E Requirements: Regulation E does not apply to this account
  • Regulation GG Requirements: Unlawful Internet Gambling Enforcement Act (UIGEA) prohibits restricted transactions (transactions engaging in betting/wagering knowingly with another person) for this account

Health Savings Account

A tax exempt trust or custodial account established for the purpose of paying medical expenses in conjunction with a high deductible health care plan.


1Call for our current interest rate.